Call reports 2025
DYSART STATE BANK — 2025
What DYSART STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 17,866,000 | 18,534,000 | 18,082,000 | 17,002,000 |
| Total loans | 11,473,000 | 12,262,000 | 12,019,000 | 12,059,000 |
| Allowance for loan losses | 115,000 | 120,000 | 117,000 | 125,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,480,000 | 1,363,000 | 1,361,000 | 1,110,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,741,000 | 14,872,000 | 14,828,000 | 13,770,000 |
| Interest-bearing deposits | 8,273,000 | 10,196,000 | 9,516,000 | 9,037,000 |
| Noninterest-bearing deposits | 5,468,000 | 4,676,000 | 5,312,000 | 4,733,000 |
| Equity capital | 1,655,000 | 1,728,000 | 1,806,000 | 1,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 200,000 | 399,000 | 618,000 | 828,000 |
| Interest expense | 15,000 | 34,000 | 62,000 | 93,000 |
| Net interest income | 185,000 | 365,000 | 556,000 | 735,000 |
| Noninterest income | 17,000 | 33,000 | 51,000 | 68,000 |
| Noninterest expense | 146,000 | 236,000 | 339,000 | 455,000 |
| Provision for loan losses | 0 | 5,000 | 6,000 | 14,000 |
| Pretax income | 56,000 | 157,000 | 262,000 | 334,000 |
| Income tax | 2,000 | 5,000 | 7,000 | 12,000 |
| Net income | 54,000 | 152,000 | 255,000 | 322,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,655,000 | 1,728,000 | 1,806,000 | 1,848,000 |
| Total capital | 1,770,000 | 1,848,000 | 1,923,000 | 1,973,000 |
| Risk-weighted assets | 11,756,000 | 12,355,000 | 12,013,000 | 11,839,000 |