Call reports 2024
DYSART STATE BANK — 2024
What DYSART STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 17,913,000 | 17,673,000 | 16,727,000 | 17,468,000 |
| Total loans | 10,564,000 | 10,092,000 | 10,262,000 | 10,168,000 |
| Allowance for loan losses | 60,000 | 115,000 | 115,000 | 115,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,556,000 | 1,608,000 | 728,000 | 726,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,830,000 | 14,036,000 | 13,396,000 | 14,008,000 |
| Interest-bearing deposits | 8,804,000 | 9,069,000 | 8,910,000 | 8,815,000 |
| Noninterest-bearing deposits | 5,026,000 | 4,967,000 | 4,486,000 | 5,193,000 |
| Equity capital | 1,532,000 | 1,528,000 | 1,605,000 | 1,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 177,000 | 354,000 | 559,000 | 766,000 |
| Interest expense | 15,000 | 27,000 | 42,000 | 57,000 |
| Net interest income | 162,000 | 327,000 | 517,000 | 709,000 |
| Noninterest income | 21,000 | 40,000 | 54,000 | 68,000 |
| Noninterest expense | 133,000 | 239,000 | 339,000 | 496,000 |
| Provision for loan losses | 14,000 | 69,000 | 69,000 | 69,000 |
| Pretax income | 36,000 | 59,000 | 163,000 | 212,000 |
| Income tax | 3,000 | 5,000 | 7,000 | 12,000 |
| Net income | 33,000 | 54,000 | 156,000 | 200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,532,000 | 1,528,000 | 1,605,000 | 1,624,000 |
| Total capital | 1,592,000 | 1,643,000 | 1,720,000 | 1,739,000 |
| Risk-weighted assets | 11,019,000 | 10,191,000 | 10,744,000 | 10,821,000 |