Call reports 2023
DYSART STATE BANK — 2023
What DYSART STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 17,587,000 | 18,959,000 | 17,138,000 | 17,236,000 |
| Total loans | 9,352,000 | 8,445,000 | 8,911,000 | 9,323,000 |
| Allowance for loan losses | 35,000 | 35,000 | 35,000 | 60,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,574,000 | 1,569,000 | 1,564,000 | 1,560,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,382,000 | 16,197,000 | 14,369,000 | 14,152,000 |
| Interest-bearing deposits | 9,321,000 | 10,145,000 | 9,169,000 | 8,789,000 |
| Noninterest-bearing deposits | 5,061,000 | 6,052,000 | 5,200,000 | 5,363,000 |
| Equity capital | 1,373,000 | 1,426,000 | 1,502,000 | 1,524,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 308,000 | 496,000 | 680,000 |
| Interest expense | 13,000 | 25,000 | 38,000 | 54,000 |
| Net interest income | 123,000 | 283,000 | 458,000 | 626,000 |
| Noninterest income | 16,000 | 35,000 | 51,000 | 68,000 |
| Noninterest expense | 131,000 | 242,000 | 336,000 | 445,000 |
| Provision for loan losses | 0 | 0 | 0 | 25,000 |
| Pretax income | 8,000 | 76,000 | 173,000 | 224,000 |
| Income tax | 0 | 0 | 1,000 | 10,000 |
| Net income | 8,000 | 76,000 | 172,000 | 214,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,373,000 | 1,426,000 | 1,502,000 | 1,524,000 |
| Total capital | 1,408,000 | 1,461,000 | 1,537,000 | 1,584,000 |
| Risk-weighted assets | 9,624,000 | 9,627,000 | 9,696,000 | 9,796,000 |