Call reports 2021
DYSART STATE BANK — 2021
What DYSART STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 15,881,000 | 17,645,000 | 17,076,000 | 17,340,000 |
| Total loans | 7,477,000 | 7,957,000 | 6,811,000 | 7,375,000 |
| Allowance for loan losses | 15,000 | 15,000 | 30,000 | 30,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,015,000 | 1,030,000 | 1,028,000 | 1,052,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,501,000 | 14,938,000 | 14,460,000 | 14,426,000 |
| Interest-bearing deposits | 8,716,000 | 9,669,000 | 9,189,000 | 9,465,000 |
| Noninterest-bearing deposits | 4,785,000 | 5,269,000 | 5,271,000 | 4,961,000 |
| Equity capital | 1,215,000 | 1,311,000 | 1,432,000 | 1,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 79,000 | 292,000 | 521,000 | 610,000 |
| Interest expense | 6,000 | 12,000 | 18,000 | 23,000 |
| Net interest income | 73,000 | 280,000 | 503,000 | 587,000 |
| Noninterest income | 18,000 | 29,000 | 42,000 | 55,000 |
| Noninterest expense | 109,000 | 220,000 | 302,000 | 454,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 41,000 |
| Pretax income | -18,000 | 89,000 | 228,000 | 147,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -18,000 | 89,000 | 228,000 | 147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,215,000 | 1,311,000 | 1,432,000 | 1,331,000 |
| Total capital | 1,230,000 | 1,326,000 | 1,462,000 | 1,361,000 |
| Risk-weighted assets | 7,349,000 | 7,402,000 | 7,327,000 | 7,642,000 |