Call reports 2020
DYSART STATE BANK — 2020
What DYSART STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 13,004,000 | 13,931,000 | 14,849,000 | 14,792,000 |
| Total loans | 7,395,000 | 7,406,000 | 7,363,000 | 6,438,000 |
| Allowance for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 747,000 | 565,000 | 684,000 | 1,017,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,228,000 | 11,075,000 | 12,120,000 | 12,153,000 |
| Interest-bearing deposits | 6,648,000 | 7,456,000 | 7,629,000 | 7,761,000 |
| Noninterest-bearing deposits | 3,580,000 | 3,619,000 | 4,491,000 | 4,392,000 |
| Equity capital | 1,257,000 | 1,261,000 | 1,270,000 | 1,234,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 103,000 | 201,000 | 298,000 | 380,000 |
| Interest expense | 10,000 | 19,000 | 29,000 | 38,000 |
| Net interest income | 93,000 | 182,000 | 269,000 | 342,000 |
| Noninterest income | 15,000 | 26,000 | 39,000 | 52,000 |
| Noninterest expense | 114,000 | 204,000 | 289,000 | 391,000 |
| Provision for loan losses | 1,000 | 1,000 | 1,000 | 15,000 |
| Pretax income | -7,000 | 3,000 | 18,000 | -12,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -7,000 | 3,000 | 18,000 | -12,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,257,000 | 1,261,000 | 1,270,000 | 1,234,000 |
| Total capital | 1,272,000 | 1,276,000 | 1,285,000 | 1,249,000 |
| Risk-weighted assets | 8,348,000 | 8,101,000 | 8,270,000 | 7,351,000 |