Call reports 2019
DYSART STATE BANK — 2019
What DYSART STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 13,528,000 | 13,140,000 | 12,542,000 | 12,061,000 |
| Total loans | 7,582,000 | 7,216,000 | 7,259,000 | 6,920,000 |
| Allowance for loan losses | 15,000 | 15,000 | 15,000 | 15,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 457,000 | 639,000 | 749,000 | 748,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,907,000 | 10,853,000 | 10,173,000 | 9,981,000 |
| Interest-bearing deposits | 7,044,000 | 7,426,000 | 7,001,000 | 6,270,000 |
| Noninterest-bearing deposits | 3,863,000 | 3,427,000 | 3,172,000 | 3,711,000 |
| Equity capital | 1,197,000 | 1,217,000 | 1,259,000 | 1,270,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 106,000 | 219,000 | 340,000 | 449,000 |
| Interest expense | 10,000 | 22,000 | 35,000 | 46,000 |
| Net interest income | 96,000 | 197,000 | 305,000 | 403,000 |
| Noninterest income | 13,000 | 26,000 | 38,000 | 50,000 |
| Noninterest expense | 127,000 | 213,000 | 283,000 | 381,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -18,000 | 10,000 | 60,000 | 72,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -18,000 | 10,000 | 60,000 | 72,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,197,000 | 1,217,000 | 1,259,000 | 1,270,000 |
| Total capital | 1,212,000 | 1,232,000 | 1,274,000 | 1,285,000 |
| Risk-weighted assets | 8,085,000 | 7,891,000 | 8,046,000 | 7,776,000 |