Call reports 2018
DYSART STATE BANK — 2018
What DYSART STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 13,865,000 | 14,146,000 | 13,897,000 | 13,756,000 |
| Total loans | 8,454,000 | 8,597,000 | 7,993,000 | 7,501,000 |
| Allowance for loan losses | 30,000 | 30,000 | 30,000 | 15,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 456,000 | 401,000 | 141,000 | 319,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 11,356,000 | 11,618,000 | 11,455,000 | 11,327,000 |
| Interest-bearing deposits | 7,139,000 | 7,456,000 | 7,424,000 | 6,895,000 |
| Noninterest-bearing deposits | 4,217,000 | 4,162,000 | 4,031,000 | 4,432,000 |
| Equity capital | 1,188,000 | 1,205,000 | 1,244,000 | 1,223,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 97,000 | 199,000 | 329,000 | 443,000 |
| Interest expense | 8,000 | 16,000 | 25,000 | 35,000 |
| Net interest income | 89,000 | 183,000 | 304,000 | 408,000 |
| Noninterest income | 14,000 | 25,000 | 35,000 | 45,000 |
| Noninterest expense | 117,000 | 201,000 | 278,000 | 386,000 |
| Provision for loan losses | 0 | 0 | 7,000 | -8,000 |
| Pretax income | -14,000 | 7,000 | 54,000 | 75,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -14,000 | 7,000 | 54,000 | 75,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,188,000 | 1,205,000 | 1,244,000 | 1,223,000 |
| Total capital | 1,218,000 | 1,235,000 | 1,274,000 | 1,238,000 |
| Risk-weighted assets | 8,950,000 | 8,969,000 | 8,403,000 | 8,039,000 |