Call reports 2017
DYSART STATE BANK — 2017
What DYSART STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 14,546,000 | 14,664,000 | 14,472,000 | 13,882,000 |
| Total loans | 7,808,000 | 7,840,000 | 8,098,000 | 8,033,000 |
| Allowance for loan losses | 30,000 | 30,000 | 30,000 | 30,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 437,000 | 457,000 | 456,000 | 456,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,064,000 | 12,225,000 | 11,873,000 | 11,216,000 |
| Interest-bearing deposits | 7,275,000 | 7,750,000 | 7,734,000 | 7,227,000 |
| Noninterest-bearing deposits | 4,789,000 | 4,475,000 | 4,139,000 | 3,989,000 |
| Equity capital | 1,134,000 | 1,152,000 | 1,165,000 | 1,206,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 94,000 | 192,000 | 292,000 | 445,000 |
| Interest expense | 8,000 | 15,000 | 25,000 | 34,000 |
| Net interest income | 86,000 | 177,000 | 267,000 | 411,000 |
| Noninterest income | 13,000 | 26,000 | 38,000 | 50,000 |
| Noninterest expense | 111,000 | 189,000 | 278,000 | 364,000 |
| Provision for loan losses | 31,000 | 31,000 | 31,000 | 52,000 |
| Pretax income | -43,000 | -17,000 | -4,000 | 45,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -43,000 | -17,000 | -4,000 | 45,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,134,000 | 1,152,000 | 1,165,000 | 1,206,000 |
| Total capital | 1,164,000 | 1,182,000 | 1,195,000 | 1,236,000 |
| Risk-weighted assets | 8,383,000 | 8,395,000 | 8,690,000 | 8,565,000 |