Call reports 2016
DYSART STATE BANK — 2016
What DYSART STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 16,105,000 | 16,118,000 | 14,486,000 | 14,470,000 |
| Total loans | 8,339,000 | 8,429,000 | 8,097,000 | 7,936,000 |
| Allowance for loan losses | 28,000 | 33,000 | 30,000 | 30,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 694,000 | 438,000 | 438,000 | 437,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,594,000 | 13,390,000 | 12,224,000 | 11,736,000 |
| Interest-bearing deposits | 8,580,000 | 8,808,000 | 7,663,000 | 7,209,000 |
| Noninterest-bearing deposits | 5,014,000 | 4,582,000 | 4,561,000 | 4,527,000 |
| Equity capital | 1,124,000 | 1,150,000 | 1,177,000 | 1,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 103,000 | 209,000 | 313,000 | 393,000 |
| Interest expense | 9,000 | 17,000 | 26,000 | 33,000 |
| Net interest income | 94,000 | 192,000 | 287,000 | 360,000 |
| Noninterest income | 12,000 | 24,000 | 36,000 | 48,000 |
| Noninterest expense | 124,000 | 203,000 | 286,000 | 363,000 |
| Provision for loan losses | 5,000 | 10,000 | 7,000 | 7,000 |
| Pretax income | -23,000 | 3,000 | 30,000 | 38,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -23,000 | 3,000 | 30,000 | 38,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,124,000 | 1,150,000 | 1,177,000 | 1,185,000 |
| Total capital | 1,152,000 | 1,183,000 | 1,207,000 | 1,215,000 |
| Risk-weighted assets | 9,119,000 | 8,860,000 | 8,536,000 | 8,449,000 |