Call reports 2015
DYSART STATE BANK — 2015
What DYSART STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 15,024,000 | 14,080,000 | 15,722,000 | 16,185,000 |
| Total loans | 6,233,000 | 6,298,000 | 8,005,000 | 8,204,000 |
| Allowance for loan losses | 8,000 | 8,000 | 18,000 | 23,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 886,000 | 696,000 | 695,000 | 694,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,909,000 | 12,953,000 | 13,150,000 | 12,733,000 |
| Interest-bearing deposits | 9,442,000 | 8,512,000 | 9,067,000 | 7,856,000 |
| Noninterest-bearing deposits | 4,467,000 | 4,441,000 | 4,083,000 | 4,877,000 |
| Equity capital | 1,113,000 | 1,126,000 | 1,135,000 | 1,147,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 94,000 | 194,000 | 291,000 | 389,000 |
| Interest expense | 9,000 | 17,000 | 26,000 | 35,000 |
| Net interest income | 85,000 | 177,000 | 265,000 | 354,000 |
| Noninterest income | 14,000 | 27,000 | 36,000 | 46,000 |
| Noninterest expense | 105,000 | 197,000 | 275,000 | 357,000 |
| Provision for loan losses | 0 | 0 | 10,000 | 15,000 |
| Pretax income | -6,000 | 7,000 | 16,000 | 28,000 |
| Income tax | -1,000 | -1,000 | -1,000 | -1,000 |
| Net income | -5,000 | 8,000 | 17,000 | 29,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,113,000 | 1,126,000 | 1,135,000 | 1,147,000 |
| Total capital | 1,121,000 | 1,134,000 | 1,153,000 | 1,170,000 |
| Risk-weighted assets | 7,281,000 | 7,205,000 | 8,866,000 | 9,140,000 |