Call reports 2014
DYSART STATE BANK — 2014
What DYSART STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 15,970,000 | 16,650,000 | 15,848,000 | 15,325,000 |
| Total loans | 5,680,000 | 6,241,000 | 6,244,000 | 6,468,000 |
| Allowance for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 881,000 | 840,000 | 840,000 | 887,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,904,000 | 15,565,000 | 14,264,000 | 13,868,000 |
| Interest-bearing deposits | 9,822,000 | 10,956,000 | 9,916,000 | 9,744,000 |
| Noninterest-bearing deposits | 5,082,000 | 4,609,000 | 4,348,000 | 4,124,000 |
| Equity capital | 1,064,000 | 1,084,000 | 1,105,000 | 1,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 97,000 | 200,000 | 290,000 | 394,000 |
| Interest expense | 9,000 | 18,000 | 28,000 | 38,000 |
| Net interest income | 88,000 | 182,000 | 262,000 | 356,000 |
| Noninterest income | 18,000 | 29,000 | 40,000 | 53,000 |
| Noninterest expense | 113,000 | 198,000 | 268,000 | 361,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -7,000 | 13,000 | 34,000 | 48,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | -7,000 | 13,000 | 34,000 | 47,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,064,000 | 1,084,000 | 1,105,000 | 1,118,000 |
| Total capital | 1,072,000 | 1,092,000 | 1,113,000 | 1,126,000 |
| Risk-weighted assets | 9,034,000 | 9,410,000 | 9,260,000 | 9,350,000 |