Call reports 2013
DYSART STATE BANK — 2013
What DYSART STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 15,088,000 | 15,191,000 | 15,347,000 | 15,723,000 |
| Total loans | 5,378,000 | 5,110,000 | 5,234,000 | 5,570,000 |
| Allowance for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 586,000 | 935,000 | 934,000 | 833,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 14,033,000 | 13,945,000 | 13,474,000 | 13,619,000 |
| Interest-bearing deposits | 8,944,000 | 9,128,000 | 8,370,000 | 9,413,000 |
| Noninterest-bearing deposits | 5,089,000 | 4,817,000 | 5,104,000 | 4,206,000 |
| Equity capital | 1,052,000 | 1,054,000 | 1,069,000 | 1,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 76,000 | 150,000 | 235,000 | 326,000 |
| Interest expense | 8,000 | 17,000 | 26,000 | 35,000 |
| Net interest income | 68,000 | 133,000 | 209,000 | 291,000 |
| Noninterest income | 14,000 | 26,000 | 41,000 | 55,000 |
| Noninterest expense | 101,000 | 176,000 | 252,000 | 346,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -19,000 | -17,000 | -2,000 | 0 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -19,000 | -17,000 | -2,000 | 0 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,052,000 | 1,054,000 | 1,069,000 | 1,071,000 |
| Total capital | 1,060,000 | 1,062,000 | 1,077,000 | 1,079,000 |
| Risk-weighted assets | 8,692,000 | 8,160,000 | 8,309,000 | 8,651,000 |