Call reports 2012
DYSART STATE BANK — 2012
What DYSART STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 14,381,000 | 13,909,000 | 13,472,000 | 13,619,000 |
| Total loans | 4,280,000 | 4,385,000 | 4,810,000 | 5,333,000 |
| Allowance for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 727,000 | 590,000 | 589,000 | 587,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 12,977,000 | 12,244,000 | 12,120,000 | 12,088,000 |
| Interest-bearing deposits | 9,097,000 | 7,884,000 | 7,879,000 | 7,450,000 |
| Noninterest-bearing deposits | 3,880,000 | 4,360,000 | 4,241,000 | 4,638,000 |
| Equity capital | 1,105,000 | 1,102,000 | 1,099,000 | 1,071,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 77,000 | 144,000 | 214,000 | 293,000 |
| Interest expense | 10,000 | 20,000 | 29,000 | 37,000 |
| Net interest income | 67,000 | 124,000 | 185,000 | 256,000 |
| Noninterest income | 16,000 | 29,000 | 44,000 | 58,000 |
| Noninterest expense | 107,000 | 180,000 | 259,000 | 372,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -24,000 | -27,000 | -30,000 | -58,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -24,000 | -27,000 | -30,000 | -58,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,105,000 | 1,102,000 | 1,099,000 | 1,071,000 |
| Total capital | 1,113,000 | 1,110,000 | 1,107,000 | 1,079,000 |
| Risk-weighted assets | 7,236,000 | 7,227,000 | 7,482,000 | 7,910,000 |