Call reports 2011
DYSART STATE BANK — 2011
What DYSART STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 10,959,000 | 11,912,000 | 13,554,000 | 14,116,000 |
| Total loans | 3,981,000 | 4,011,000 | 4,152,000 | 4,468,000 |
| Allowance for loan losses | 8,000 | 8,000 | 8,000 | 8,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 629,000 | 668,000 | 667,000 | 728,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,792,000 | 10,761,000 | 11,935,000 | 12,738,000 |
| Interest-bearing deposits | 6,395,000 | 7,485,000 | 7,994,000 | 8,978,000 |
| Noninterest-bearing deposits | 3,397,000 | 3,276,000 | 3,941,000 | 3,760,000 |
| Equity capital | 1,163,000 | 1,147,000 | 1,133,000 | 1,129,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 64,000 | 119,000 | 175,000 | 256,000 |
| Interest expense | 8,000 | 16,000 | 26,000 | 35,000 |
| Net interest income | 56,000 | 103,000 | 149,000 | 221,000 |
| Noninterest income | 13,000 | 25,000 | 38,000 | 51,000 |
| Noninterest expense | 104,000 | 179,000 | 252,000 | 341,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -35,000 | -51,000 | -65,000 | -69,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -35,000 | -51,000 | -65,000 | -69,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,163,000 | 1,147,000 | 1,133,000 | 1,129,000 |
| Total capital | 1,171,000 | 1,155,000 | 1,141,000 | 1,137,000 |
| Risk-weighted assets | 6,725,000 | 6,619,000 | 6,928,000 | 7,309,000 |