Call reports 2010
DYSART STATE BANK — 2010
What DYSART STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 10,612,000 | 10,536,000 | 10,414,000 | 10,134,000 |
| Total loans | 3,117,000 | 3,317,000 | 3,788,000 | 4,142,000 |
| Allowance for loan losses | 6,000 | 6,000 | 7,000 | 8,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 246,000 | 346,000 | 346,000 | 523,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,413,000 | 9,337,000 | 9,208,000 | 8,712,000 |
| Interest-bearing deposits | 6,249,000 | 6,040,000 | 5,996,000 | 6,063,000 |
| Noninterest-bearing deposits | 3,164,000 | 3,297,000 | 3,212,000 | 2,649,000 |
| Equity capital | 1,192,000 | 1,193,000 | 1,201,000 | 1,198,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 76,000 | 143,000 | 226,000 | 305,000 |
| Interest expense | 11,000 | 21,000 | 30,000 | 38,000 |
| Net interest income | 65,000 | 122,000 | 196,000 | 267,000 |
| Noninterest income | 16,000 | 30,000 | 44,000 | 55,000 |
| Noninterest expense | 113,000 | 183,000 | 262,000 | 346,000 |
| Provision for loan losses | -2,000 | -2,000 | -1,000 | 0 |
| Pretax income | -30,000 | -29,000 | -21,000 | -24,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -30,000 | -29,000 | -21,000 | -24,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,192,000 | 1,193,000 | 1,201,000 | 1,198,000 |
| Total capital | 1,198,000 | 1,199,000 | 1,208,000 | 1,206,000 |
| Risk-weighted assets | 5,904,000 | 5,711,000 | 5,981,000 | 6,210,000 |