Call reports 2009
DYSART STATE BANK — 2009
What DYSART STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 10,562,000 | 10,963,000 | 10,719,000 | 10,544,000 |
| Total loans | 3,272,000 | 3,091,000 | 3,388,000 | 3,191,000 |
| Allowance for loan losses | 15,000 | 15,000 | 8,000 | 8,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 350,000 | 300,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,332,000 | 9,739,000 | 9,500,000 | 9,019,000 |
| Interest-bearing deposits | 6,346,000 | 6,752,000 | 6,050,000 | 5,753,000 |
| Noninterest-bearing deposits | 2,986,000 | 2,987,000 | 3,450,000 | 3,266,000 |
| Equity capital | 1,207,000 | 1,210,000 | 1,208,000 | 1,222,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 88,000 | 170,000 | 255,000 | 340,000 |
| Interest expense | 18,000 | 30,000 | 46,000 | 58,000 |
| Net interest income | 70,000 | 140,000 | 209,000 | 282,000 |
| Noninterest income | 14,000 | 29,000 | 42,000 | 55,000 |
| Noninterest expense | 101,000 | 183,000 | 274,000 | 346,000 |
| Provision for loan losses | 0 | 0 | -7,000 | -7,000 |
| Pretax income | -17,000 | -14,000 | -16,000 | -2,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -17,000 | -14,000 | -16,000 | -2,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,207,000 | 1,210,000 | 1,208,000 | 1,222,000 |
| Total capital | 1,222,000 | 1,225,000 | 1,216,000 | 1,230,000 |
| Risk-weighted assets | 5,938,000 | 5,463,000 | 5,654,000 | 5,404,000 |