Call reports 2007
DYSART STATE BANK — 2007
What DYSART STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 10,001,000 | 9,446,000 | 9,857,000 | 11,306,000 |
| Total loans | 2,419,000 | 2,347,000 | 2,694,000 | 2,658,000 |
| Allowance for loan losses | 12,000 | 12,000 | 13,000 | 14,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 691,000 | 637,000 | 639,000 | 539,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 8,694,000 | 8,126,000 | 8,486,000 | 9,965,000 |
| Interest-bearing deposits | 6,045,000 | 5,922,000 | 6,043,000 | 6,121,000 |
| Noninterest-bearing deposits | 2,649,000 | 2,204,000 | 2,443,000 | 3,844,000 |
| Equity capital | 1,268,000 | 1,268,000 | 1,293,000 | 1,283,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 136,000 | 269,000 | 403,000 | 537,000 |
| Interest expense | 31,000 | 63,000 | 92,000 | 123,000 |
| Net interest income | 105,000 | 206,000 | 311,000 | 414,000 |
| Noninterest income | 15,000 | 29,000 | 42,000 | 56,000 |
| Noninterest expense | 120,000 | 193,000 | 263,000 | 392,000 |
| Provision for loan losses | -27,000 | -27,000 | -26,000 | -25,000 |
| Pretax income | 27,000 | 69,000 | 116,000 | 103,000 |
| Income tax | 2,000 | 4,000 | 6,000 | 3,000 |
| Net income | 25,000 | 65,000 | 110,000 | 100,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,268,000 | 1,268,000 | 1,293,000 | 1,283,000 |
| Total capital | 1,280,000 | 1,280,000 | 1,306,000 | 1,297,000 |
| Risk-weighted assets | 4,899,000 | 4,827,000 | 5,281,000 | 5,738,000 |