Call reports 2002
DYSART STATE BANK — 2002
What DYSART STATE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 11,931,000 | 13,018,000 | 12,266,000 | 13,119,000 |
| Total loans | 4,037,000 | 4,035,000 | 4,370,000 | 4,418,000 |
| Allowance for loan losses | 40,000 | 42,000 | 43,000 | 43,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,209,000 | 1,007,000 | 906,000 | 804,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,062,000 | 11,158,000 | 10,410,000 | 11,233,000 |
| Interest-bearing deposits | 7,200,000 | 7,694,000 | 7,451,000 | 7,103,000 |
| Noninterest-bearing deposits | 2,862,000 | 3,464,000 | 2,959,000 | 4,130,000 |
| Equity capital | 1,767,000 | 1,789,000 | 1,739,000 | 1,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 148,000 | 288,000 | 429,000 | 570,000 |
| Interest expense | 40,000 | 74,000 | 104,000 | 129,000 |
| Net interest income | 108,000 | 214,000 | 325,000 | 441,000 |
| Noninterest income | 15,000 | 31,000 | 45,000 | 61,000 |
| Noninterest expense | 90,000 | 171,000 | 249,000 | 373,000 |
| Provision for loan losses | -3,000 | -1,000 | 4,000 | 4,000 |
| Pretax income | 36,000 | 75,000 | 117,000 | 125,000 |
| Income tax | 8,000 | 25,000 | 37,000 | 26,000 |
| Net income | 28,000 | 50,000 | 80,000 | 99,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,767,000 | 1,789,000 | 1,739,000 | 1,758,000 |
| Total capital | 1,807,000 | 1,831,000 | 1,782,000 | 1,801,000 |
| Risk-weighted assets | 6,782,000 | 7,027,000 | 6,882,000 | 7,547,000 |