Call reports 2001
DYSART STATE BANK — 2001
What DYSART STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 12,233,000 | 12,373,000 | 12,040,000 | 12,727,000 |
| Total loans | 4,168,000 | 3,904,000 | 3,801,000 | 4,296,000 |
| Allowance for loan losses | 47,000 | 45,000 | 46,000 | 43,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 1,099,000 | 1,101,000 | 1,001,000 | 1,106,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 10,335,000 | 10,360,000 | 10,081,000 | 10,812,000 |
| Interest-bearing deposits | 7,641,000 | 7,570,000 | 7,278,000 | 7,289,000 |
| Noninterest-bearing deposits | 2,694,000 | 2,790,000 | 2,803,000 | 3,523,000 |
| Equity capital | 1,806,000 | 1,855,000 | 1,809,000 | 1,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 222,000 | 425,000 | 612,000 | 784,000 |
| Interest expense | 64,000 | 132,000 | 193,000 | 240,000 |
| Net interest income | 158,000 | 293,000 | 419,000 | 544,000 |
| Noninterest income | 19,000 | 34,000 | 48,000 | 61,000 |
| Noninterest expense | 93,000 | 172,000 | 245,000 | 382,000 |
| Provision for loan losses | 0 | -2,000 | -2,000 | -9,000 |
| Pretax income | 84,000 | 157,000 | 224,000 | 232,000 |
| Income tax | 23,000 | 47,000 | 70,000 | 68,000 |
| Net income | 61,000 | 110,000 | 154,000 | 164,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,806,000 | 1,855,000 | 1,809,000 | 1,819,000 |
| Total capital | 1,853,000 | 1,900,000 | 1,855,000 | 1,862,000 |
| Risk-weighted assets | 7,374,000 | 7,164,000 | 6,944,000 | 7,205,000 |