Call reports 2018
CIVIC BANK & TRUST — 2018
What CIVIC BANK & TRUST reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 |
|---|---|
| Total assets | 159,720,000 |
| Total loans | 96,903,000 |
| Allowance for loan losses | 1,442,000 |
| Securities available for sale | 31,733,000 |
| Securities held to maturity | 0 |
| Trading assets | 0 |
| Total deposits | 123,117,000 |
| Interest-bearing deposits | 115,477,000 |
| Noninterest-bearing deposits | 7,640,000 |
| Equity capital | 23,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 |
|---|---|
| Interest income | 1,849,000 |
| Interest expense | 429,000 |
| Net interest income | 1,420,000 |
| Noninterest income | 26,000 |
| Noninterest expense | 1,574,000 |
| Provision for loan losses | 50,000 |
| Pretax income | -178,000 |
| Income tax | 0 |
| Net income | -178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 |
|---|---|
| Tier 1 capital | 23,758,000 |
| Total capital | 25,200,000 |
| Risk-weighted assets | 120,781,000 |