Call report 2008Q4
CIVIC BANK & TRUST — 2008Q4
The 22 measures CIVIC BANK & TRUST reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 123,647,000 | USD | evidence → |
| Total loans | 94,915,000 | USD | evidence → |
| Allowance for loan losses | 4,007,000 | USD | evidence → |
| Securities available for sale | 20,346,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 90,288,000 | USD | evidence → |
| Interest-bearing deposits | 85,394,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,894,000 | USD | evidence → |
| Equity capital | 13,241,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,669,000 | USD | evidence → |
| Interest expense | 3,603,000 | USD | evidence → |
| Net interest income | 3,066,000 | USD | evidence → |
| Noninterest income | 17,000 | USD | evidence → |
| Noninterest expense | 3,760,000 | USD | evidence → |
| Provision for loan losses | 3,489,000 | USD | evidence → |
| Pretax income | -4,104,000 | USD | evidence → |
| Income tax | 0 | USD | evidence → |
| Net income | -4,104,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 12,921,000 | USD | evidence → |
| Total capital | 14,066,000 | USD | evidence → |
| Risk-weighted assets | 88,013,000 | USD | evidence → |