Call reports 2024
TOWN-COUNTRY UNITED BANK — 2024
What TOWN-COUNTRY UNITED BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Total assets | 122,880,000 | 119,901,000 |
| Total loans | 57,414,000 | 56,691,000 |
| Allowance for loan losses | 1,242,000 | 1,165,000 |
| Securities available for sale | 36,795,000 | 36,102,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 95,100,000 | 91,840,000 |
| Interest-bearing deposits | 73,519,000 | 71,942,000 |
| Noninterest-bearing deposits | 21,581,000 | 19,898,000 |
| Equity capital | 27,097,000 | 27,393,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Interest income | 1,740,000 | 3,443,000 |
| Interest expense | 558,000 | 1,130,000 |
| Net interest income | 1,182,000 | 2,313,000 |
| Noninterest income | 273,000 | 516,000 |
| Noninterest expense | 1,085,000 | 2,123,000 |
| Provision for loan losses | 15,000 | 15,000 |
| Pretax income | 355,000 | 691,000 |
| Income tax | 74,000 | 144,000 |
| Net income | 281,000 | 547,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 |
|---|---|---|
| Tier 1 capital | 25,083,000 | 25,365,000 |