Call reports 2023
TOWN-COUNTRY UNITED BANK — 2023
What TOWN-COUNTRY UNITED BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 127,792,000 | 123,546,000 | 124,529,000 | 124,986,000 |
| Total loans | 66,480,000 | 64,810,000 | 63,043,000 | 60,712,000 |
| Allowance for loan losses | 1,306,000 | 1,367,000 | 1,291,000 | 1,227,000 |
| Securities available for sale | 39,374,000 | 38,147,000 | 36,099,000 | 37,651,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,465,000 | 97,061,000 | 98,564,000 | 97,423,000 |
| Interest-bearing deposits | 77,850,000 | 75,005,000 | 75,561,000 | 75,107,000 |
| Noninterest-bearing deposits | 23,615,000 | 22,056,000 | 23,003,000 | 22,316,000 |
| Equity capital | 25,484,000 | 25,611,000 | 25,096,000 | 27,005,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,734,000 | 3,523,000 | 5,377,000 | 7,094,000 |
| Interest expense | 323,000 | 724,000 | 1,184,000 | 1,719,000 |
| Net interest income | 1,411,000 | 2,799,000 | 4,193,000 | 5,375,000 |
| Noninterest income | 275,000 | 543,000 | 800,000 | 1,079,000 |
| Noninterest expense | 966,000 | 1,980,000 | 3,030,000 | 4,034,000 |
| Provision for loan losses | 0 | 0 | 75,000 | 75,000 |
| Pretax income | 720,000 | 1,362,000 | 1,888,000 | 2,345,000 |
| Income tax | 167,000 | 314,000 | 434,000 | 628,000 |
| Net income | 553,000 | 1,048,000 | 1,454,000 | 1,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,571,000 | 24,082,000 | 24,505,000 | 24,785,000 |