Call reports 2022
TOWN-COUNTRY UNITED BANK — 2022
What TOWN-COUNTRY UNITED BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 130,805,000 | 129,403,000 | 123,866,000 | 130,113,000 |
| Total loans | 65,023,000 | 63,427,000 | 65,532,000 | 67,875,000 |
| Allowance for loan losses | 630,000 | 773,000 | 989,000 | 968,000 |
| Securities available for sale | 42,783,000 | 41,673,000 | 39,309,000 | 39,123,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,271,000 | 114,087,000 | 107,744,000 | 105,169,000 |
| Interest-bearing deposits | 92,114,000 | 89,036,000 | 82,916,000 | 82,013,000 |
| Noninterest-bearing deposits | 22,157,000 | 25,051,000 | 24,828,000 | 23,156,000 |
| Equity capital | 16,015,000 | 14,889,000 | 13,678,000 | 24,502,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,432,000 | 2,871,000 | 4,455,000 | 6,131,000 |
| Interest expense | 100,000 | 192,000 | 302,000 | 514,000 |
| Net interest income | 1,332,000 | 2,679,000 | 4,153,000 | 5,617,000 |
| Noninterest income | 313,000 | 593,000 | 949,000 | 1,188,000 |
| Noninterest expense | 941,000 | 1,909,000 | 2,873,000 | 3,906,000 |
| Provision for loan losses | 131,000 | 224,000 | 377,000 | 580,000 |
| Pretax income | 573,000 | 1,139,000 | 1,852,000 | 2,319,000 |
| Income tax | 126,000 | 198,000 | 361,000 | 461,000 |
| Net income | 447,000 | 941,000 | 1,491,000 | 1,858,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,744,000 | 12,295,000 | 12,862,000 | 23,246,000 |