Call reports 2021
TOWN-COUNTRY UNITED BANK — 2021
What TOWN-COUNTRY UNITED BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 127,067,000 | 129,994,000 | 137,065,000 | 135,830,000 |
| Total loans | 70,429,000 | 70,989,000 | 66,567,000 | 64,929,000 |
| Allowance for loan losses | 2,510,000 | 2,182,000 | 216,000 | 450,000 |
| Securities available for sale | 34,675,000 | 36,455,000 | 30,370,000 | 46,269,000 |
| Securities held to maturity | 3,440,000 | 2,768,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 103,654,000 | 106,172,000 | 118,823,000 | 117,557,000 |
| Interest-bearing deposits | 82,484,000 | 83,774,000 | 95,325,000 | 95,683,000 |
| Noninterest-bearing deposits | 21,170,000 | 22,398,000 | 23,498,000 | 21,874,000 |
| Equity capital | 22,192,000 | 22,616,000 | 17,810,000 | 17,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,375,000 | 2,751,000 | 990,000 | 2,402,000 |
| Interest expense | 173,000 | 320,000 | 97,000 | 229,000 |
| Net interest income | 1,202,000 | 2,431,000 | 893,000 | 2,173,000 |
| Noninterest income | 255,000 | 522,000 | 275,000 | 642,000 |
| Noninterest expense | 1,003,000 | 2,100,000 | 581,000 | 1,545,000 |
| Provision for loan losses | 9,000 | 9,000 | 158,000 | 369,000 |
| Pretax income | 445,000 | 844,000 | 429,000 | 901,000 |
| Income tax | 38,000 | 57,000 | 100,000 | 200,000 |
| Net income | 407,000 | 787,000 | 329,000 | 701,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,944,000 | 22,125,000 | 10,931,000 | 11,321,000 |