Call reports 2020
TOWN-COUNTRY UNITED BANK — 2020
What TOWN-COUNTRY UNITED BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 110,454,000 | 118,417,000 | 120,796,000 | 126,209,000 |
| Total loans | 71,766,000 | 71,582,000 | 72,209,000 | 71,399,000 |
| Allowance for loan losses | 2,566,000 | 2,543,000 | 2,538,000 | 2,575,000 |
| Securities available for sale | 20,984,000 | 24,375,000 | 28,155,000 | 31,885,000 |
| Securities held to maturity | 6,952,000 | 5,575,000 | 4,702,000 | 4,067,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,353,000 | 95,055,000 | 96,991,000 | 102,661,000 |
| Interest-bearing deposits | 73,132,000 | 75,404,000 | 78,091,000 | 82,417,000 |
| Noninterest-bearing deposits | 15,221,000 | 19,651,000 | 18,900,000 | 20,244,000 |
| Equity capital | 20,973,000 | 22,155,000 | 22,575,000 | 22,386,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,628,000 | 3,165,000 | 4,663,000 | 6,132,000 |
| Interest expense | 254,000 | 488,000 | 708,000 | 913,000 |
| Net interest income | 1,374,000 | 2,677,000 | 3,955,000 | 5,219,000 |
| Noninterest income | 282,000 | 534,000 | 772,000 | 991,000 |
| Noninterest expense | 918,000 | 1,871,000 | 2,761,000 | 3,761,000 |
| Provision for loan losses | 20,000 | 30,000 | 30,000 | 50,000 |
| Pretax income | 718,000 | 1,310,000 | 1,936,000 | 2,399,000 |
| Income tax | 39,000 | 77,000 | 115,000 | 131,000 |
| Net income | 679,000 | 1,233,000 | 1,821,000 | 2,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,081,000 | 21,447,000 | 21,810,000 | 21,537,000 |