Call reports 2019
TOWN-COUNTRY UNITED BANK — 2019
What TOWN-COUNTRY UNITED BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 109,019,000 | 110,670,000 | 109,468,000 | 111,439,000 |
| Total loans | 67,032,000 | 67,721,000 | 68,248,000 | 71,814,000 |
| Allowance for loan losses | 2,448,000 | 2,456,000 | 2,493,000 | 2,498,000 |
| Securities available for sale | 23,685,000 | 24,184,000 | 23,377,000 | 22,038,000 |
| Securities held to maturity | 9,779,000 | 8,608,000 | 8,233,000 | 7,548,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,312,000 | 89,070,000 | 87,291,000 | 89,458,000 |
| Interest-bearing deposits | 74,802,000 | 75,884,000 | 73,391,000 | 74,606,000 |
| Noninterest-bearing deposits | 13,510,000 | 13,186,000 | 13,900,000 | 14,852,000 |
| Equity capital | 19,608,000 | 20,359,000 | 20,864,000 | 20,686,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,496,000 | 3,058,000 | 4,680,000 | 6,307,000 |
| Interest expense | 217,000 | 471,000 | 737,000 | 1,004,000 |
| Net interest income | 1,279,000 | 2,587,000 | 3,943,000 | 5,303,000 |
| Noninterest income | 209,000 | 409,000 | 695,000 | 978,000 |
| Noninterest expense | 795,000 | 1,634,000 | 2,571,000 | 3,542,000 |
| Provision for loan losses | 60,000 | 100,000 | 130,000 | 280,000 |
| Pretax income | 633,000 | 1,262,000 | 1,937,000 | 2,459,000 |
| Income tax | 34,000 | 68,000 | 107,000 | 135,000 |
| Net income | 599,000 | 1,194,000 | 1,830,000 | 2,324,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,806,000 | 20,194,000 | 20,606,000 | 20,402,000 |
| Total capital | 20,743,000 | 21,168,000 | 21,564,000 | 21,394,000 |
| Risk-weighted assets | 73,416,000 | 76,466,000 | 75,161,000 | 77,902,000 |