Call reports 2018
TOWN-COUNTRY UNITED BANK — 2018
What TOWN-COUNTRY UNITED BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 110,252,000 | 107,620,000 | 105,750,000 | 108,158,000 |
| Total loans | 64,673,000 | 64,501,000 | 64,107,000 | 65,265,000 |
| Allowance for loan losses | 2,315,000 | 2,357,000 | 2,382,000 | 2,433,000 |
| Securities available for sale | 21,766,000 | 22,640,000 | 22,773,000 | 23,447,000 |
| Securities held to maturity | 11,808,000 | 10,676,000 | 10,340,000 | 9,994,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,958,000 | 87,957,000 | 85,799,000 | 88,194,000 |
| Interest-bearing deposits | 76,314,000 | 73,443,000 | 72,670,000 | 74,577,000 |
| Noninterest-bearing deposits | 14,644,000 | 14,514,000 | 13,129,000 | 13,617,000 |
| Equity capital | 18,114,000 | 18,502,000 | 18,679,000 | 18,745,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,386,000 | 2,836,000 | 4,296,000 | 5,805,000 |
| Interest expense | 150,000 | 307,000 | 478,000 | 673,000 |
| Net interest income | 1,236,000 | 2,529,000 | 3,818,000 | 5,132,000 |
| Noninterest income | 204,000 | 405,000 | 584,000 | 761,000 |
| Noninterest expense | 801,000 | 1,609,000 | 2,500,000 | 3,425,000 |
| Provision for loan losses | 60,000 | 100,000 | 155,000 | 210,000 |
| Pretax income | 579,000 | 1,226,000 | 1,748,000 | 2,259,000 |
| Income tax | 29,000 | 68,000 | 91,000 | 127,000 |
| Net income | 550,000 | 1,158,000 | 1,657,000 | 2,132,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,637,000 | 19,058,000 | 19,350,000 | 19,207,000 |
| Total capital | 19,545,000 | 19,989,000 | 20,262,000 | 20,135,000 |
| Risk-weighted assets | 71,233,000 | 73,105,000 | 71,506,000 | 72,814,000 |