Call reports 2017
TOWN-COUNTRY UNITED BANK — 2017
What TOWN-COUNTRY UNITED BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 108,824,000 | 108,299,000 | 106,817,000 | 111,389,000 |
| Total loans | 63,967,000 | 64,308,000 | 65,531,000 | 66,181,000 |
| Allowance for loan losses | 2,565,000 | 2,429,000 | 2,277,000 | 2,299,000 |
| Securities available for sale | 18,503,000 | 19,902,000 | 19,153,000 | 20,548,000 |
| Securities held to maturity | 12,967,000 | 12,394,000 | 12,087,000 | 11,863,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 90,386,000 | 89,251,000 | 87,402,000 | 92,289,000 |
| Interest-bearing deposits | 76,756,000 | 76,591,000 | 73,986,000 | 77,536,000 |
| Noninterest-bearing deposits | 13,630,000 | 12,660,000 | 13,416,000 | 14,753,000 |
| Equity capital | 17,361,000 | 17,919,000 | 18,211,000 | 17,904,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,321,000 | 2,718,000 | 4,085,000 | 5,487,000 |
| Interest expense | 143,000 | 288,000 | 432,000 | 582,000 |
| Net interest income | 1,178,000 | 2,430,000 | 3,653,000 | 4,905,000 |
| Noninterest income | 167,000 | 351,000 | 541,000 | 716,000 |
| Noninterest expense | 775,000 | 1,555,000 | 2,394,000 | 3,285,000 |
| Provision for loan losses | 30,000 | 110,000 | 150,000 | 260,000 |
| Pretax income | 542,000 | 1,118,000 | 1,652,000 | 2,078,000 |
| Income tax | 26,000 | 59,000 | 87,000 | 111,000 |
| Net income | 516,000 | 1,059,000 | 1,565,000 | 1,967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,554,000 | 17,910,000 | 18,228,000 | 18,087,000 |
| Total capital | 18,445,000 | 18,802,000 | 19,143,000 | 19,007,000 |
| Risk-weighted assets | 69,635,000 | 69,816,000 | 71,874,000 | 72,196,000 |