Call reports 2012
TOWN-COUNTRY UNITED BANK — 2012
What TOWN-COUNTRY UNITED BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 93,886,000 | 96,263,000 | 97,345,000 | 100,664,000 |
| Total loans | 56,157,000 | 58,006,000 | 59,233,000 | 58,298,000 |
| Allowance for loan losses | 2,201,000 | 2,189,000 | 2,291,000 | 2,265,000 |
| Securities available for sale | 9,984,000 | 8,203,000 | 7,878,000 | 8,506,000 |
| Securities held to maturity | 13,591,000 | 14,648,000 | 16,551,000 | 17,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,425,000 | 82,448,000 | 83,151,000 | 86,614,000 |
| Interest-bearing deposits | 71,052,000 | 73,645,000 | 71,868,000 | 75,319,000 |
| Noninterest-bearing deposits | 9,373,000 | 8,803,000 | 11,283,000 | 11,295,000 |
| Equity capital | 12,695,000 | 13,026,000 | 13,342,000 | 13,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,462,000 | 3,718,000 | 4,960,000 |
| Interest expense | 213,000 | 413,000 | 612,000 | 801,000 |
| Net interest income | 1,017,000 | 2,049,000 | 3,106,000 | 4,159,000 |
| Noninterest income | 176,000 | 346,000 | 509,000 | 687,000 |
| Noninterest expense | 650,000 | 1,381,000 | 2,041,000 | 2,832,000 |
| Provision for loan losses | 90,000 | 180,000 | 270,000 | 335,000 |
| Pretax income | 453,000 | 834,000 | 1,304,000 | 1,679,000 |
| Income tax | 22,000 | 44,000 | 72,000 | 88,000 |
| Net income | 431,000 | 790,000 | 1,232,000 | 1,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,726,000 | 12,995,000 | 13,343,000 | 13,166,000 |
| Total capital | 13,485,000 | 13,773,000 | 14,145,000 | 13,977,000 |
| Risk-weighted assets | 59,312,000 | 60,818,000 | 62,684,000 | 63,433,000 |