Call reports 2011
TOWN-COUNTRY UNITED BANK — 2011
What TOWN-COUNTRY UNITED BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 93,777,000 | 92,187,000 | 92,390,000 | 94,268,000 |
| Total loans | 58,880,000 | 58,707,000 | 56,755,000 | 57,275,000 |
| Allowance for loan losses | 1,758,000 | 1,886,000 | 1,817,000 | 2,113,000 |
| Securities available for sale | 9,871,000 | 9,918,000 | 10,283,000 | 9,778,000 |
| Securities held to maturity | 11,240,000 | 12,933,000 | 12,769,000 | 13,434,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 81,365,000 | 79,488,000 | 79,280,000 | 80,907,000 |
| Interest-bearing deposits | 70,734,000 | 70,292,000 | 69,866,000 | 71,565,000 |
| Noninterest-bearing deposits | 10,631,000 | 9,196,000 | 9,414,000 | 9,342,000 |
| Equity capital | 11,664,000 | 11,889,000 | 12,287,000 | 12,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,272,000 | 2,558,000 | 3,854,000 | 5,136,000 |
| Interest expense | 285,000 | 552,000 | 806,000 | 1,039,000 |
| Net interest income | 987,000 | 2,006,000 | 3,048,000 | 4,097,000 |
| Noninterest income | 215,000 | 387,000 | 571,000 | 762,000 |
| Noninterest expense | 683,000 | 1,440,000 | 2,116,000 | 2,851,000 |
| Provision for loan losses | 140,000 | 290,000 | 465,000 | 595,000 |
| Pretax income | 379,000 | 663,000 | 1,038,000 | 1,413,000 |
| Income tax | 16,000 | 32,000 | 51,000 | 71,000 |
| Net income | 363,000 | 631,000 | 987,000 | 1,342,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,750,000 | 11,936,000 | 12,209,000 | 12,482,000 |
| Total capital | 12,524,000 | 12,717,000 | 12,969,000 | 13,258,000 |
| Risk-weighted assets | 60,911,000 | 61,361,000 | 59,738,000 | 60,751,000 |