Call reports 2009
TOWN-COUNTRY UNITED BANK — 2009
What TOWN-COUNTRY UNITED BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 82,729,000 | 83,641,000 | 85,416,000 | 87,596,000 |
| Total loans | 56,894,000 | 56,566,000 | 57,429,000 | 58,532,000 |
| Allowance for loan losses | 1,242,000 | 1,242,000 | 1,314,000 | 1,260,000 |
| Securities available for sale | 6,995,000 | 7,983,000 | 8,307,000 | 8,563,000 |
| Securities held to maturity | 8,332,000 | 8,493,000 | 9,070,000 | 9,024,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 71,459,000 | 72,523,000 | 73,884,000 | 75,956,000 |
| Interest-bearing deposits | 62,441,000 | 63,302,000 | 65,358,000 | 67,271,000 |
| Noninterest-bearing deposits | 9,018,000 | 9,221,000 | 8,526,000 | 8,685,000 |
| Equity capital | 10,522,000 | 10,309,000 | 10,728,000 | 10,834,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,347,000 | 2,680,000 | 3,979,000 | 5,284,000 |
| Interest expense | 444,000 | 863,000 | 1,264,000 | 1,634,000 |
| Net interest income | 903,000 | 1,817,000 | 2,715,000 | 3,650,000 |
| Noninterest income | 227,000 | 414,000 | 608,000 | 796,000 |
| Noninterest expense | 689,000 | 1,463,000 | 2,132,000 | 2,939,000 |
| Provision for loan losses | 150,000 | 300,000 | 395,000 | 470,000 |
| Pretax income | 291,000 | 468,000 | 796,000 | 1,037,000 |
| Income tax | 114,000 | 410,000 | 425,000 | 433,000 |
| Net income | 177,000 | 58,000 | 371,000 | 604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,472,000 | 10,352,000 | 10,666,000 | 10,899,000 |
| Total capital | 11,264,000 | 11,134,000 | 11,465,000 | 11,720,000 |
| Risk-weighted assets | 62,919,000 | 62,101,000 | 63,378,000 | 65,229,000 |