Call reports 2002
TOWN-COUNTRY UNITED BANK — 2002
What TOWN-COUNTRY UNITED BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 68,107,000 | 69,576,000 | 70,265,000 | 72,605,000 |
| Total loans | 48,102,000 | 49,220,000 | 49,527,000 | 50,371,000 |
| Allowance for loan losses | 646,000 | 672,000 | 635,000 | 706,000 |
| Securities available for sale | 1,290,000 | 1,663,000 | 1,614,000 | 3,458,000 |
| Securities held to maturity | 8,516,000 | 8,265,000 | 8,882,000 | 7,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,708,000 | 61,044,000 | 61,525,000 | 63,634,000 |
| Interest-bearing deposits | 52,513,000 | 53,379,000 | 53,801,000 | 56,829,000 |
| Noninterest-bearing deposits | 7,195,000 | 7,665,000 | 7,724,000 | 6,805,000 |
| Equity capital | 6,564,000 | 6,779,000 | 6,981,000 | 7,172,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,274,000 | 2,526,000 | 3,807,000 | 5,062,000 |
| Interest expense | 546,000 | 1,058,000 | 1,562,000 | 2,051,000 |
| Net interest income | 728,000 | 1,468,000 | 2,245,000 | 3,011,000 |
| Noninterest income | 96,000 | 210,000 | 311,000 | 417,000 |
| Noninterest expense | 408,000 | 908,000 | 1,413,000 | 1,934,000 |
| Provision for loan losses | 90,000 | 180,000 | 280,000 | 400,000 |
| Pretax income | 327,000 | 591,000 | 864,000 | 1,095,000 |
| Income tax | 96,000 | 158,000 | 228,000 | 275,000 |
| Net income | 231,000 | 433,000 | 636,000 | 820,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,567,000 | 6,770,000 | 6,973,000 | 7,156,000 |
| Total capital | 7,203,000 | 7,420,000 | 7,608,000 | 7,831,000 |
| Risk-weighted assets | 50,894,000 | 52,010,000 | 52,585,000 | 54,005,000 |