Call reports 2001
TOWN-COUNTRY UNITED BANK — 2001
What TOWN-COUNTRY UNITED BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 61,947,000 | 63,631,000 | 65,277,000 | 68,436,000 |
| Total loans | 43,004,000 | 46,086,000 | 47,997,000 | 47,687,000 |
| Allowance for loan losses | 508,000 | 526,000 | 541,000 | 579,000 |
| Securities available for sale | 2,083,000 | 2,394,000 | 1,790,000 | 1,057,000 |
| Securities held to maturity | 8,712,000 | 8,702,000 | 8,913,000 | 9,169,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,111,000 | 54,815,000 | 57,008,000 | 60,022,000 |
| Interest-bearing deposits | 47,282,000 | 47,937,000 | 49,276,000 | 53,439,000 |
| Noninterest-bearing deposits | 6,829,000 | 6,878,000 | 7,732,000 | 6,583,000 |
| Equity capital | 6,006,000 | 6,201,000 | 6,412,000 | 6,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,281,000 | 2,604,000 | 3,963,000 | 5,293,000 |
| Interest expense | 652,000 | 1,307,000 | 1,945,000 | 2,548,000 |
| Net interest income | 629,000 | 1,297,000 | 2,018,000 | 2,745,000 |
| Noninterest income | 86,000 | 167,000 | 244,000 | 341,000 |
| Noninterest expense | 359,000 | 785,000 | 1,209,000 | 1,671,000 |
| Provision for loan losses | 38,000 | 77,000 | 148,000 | 290,000 |
| Pretax income | 319,000 | 603,000 | 907,000 | 1,127,000 |
| Income tax | 104,000 | 193,000 | 301,000 | 325,000 |
| Net income | 215,000 | 410,000 | 606,000 | 802,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,993,000 | 6,188,000 | 6,385,000 | 6,591,000 |
| Total capital | 6,501,000 | 6,714,000 | 6,926,000 | 7,170,000 |
| Risk-weighted assets | 46,715,000 | 49,287,000 | 50,858,000 | 50,816,000 |