Call reports 2013
BANK OF ASH GROVE — 2013
What BANK OF ASH GROVE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 75,586,000 | 73,806,000 | 72,502,000 | 70,919,000 |
| Total loans | 27,746,000 | 27,787,000 | 27,472,000 | 27,470,000 |
| Allowance for loan losses | 455,000 | 457,000 | 461,000 | 457,000 |
| Securities available for sale | 29,157,000 | 29,476,000 | 29,668,000 | 29,461,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,977,000 | 61,903,000 | 60,190,000 | 58,512,000 |
| Interest-bearing deposits | 55,564,000 | 54,393,000 | 52,445,000 | 51,065,000 |
| Noninterest-bearing deposits | 7,413,000 | 7,510,000 | 7,745,000 | 7,447,000 |
| Equity capital | 12,106,000 | 11,737,000 | 12,065,000 | 12,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 596,000 | 1,193,000 | 1,821,000 | 2,414,000 |
| Interest expense | 83,000 | 158,000 | 228,000 | 292,000 |
| Net interest income | 513,000 | 1,035,000 | 1,593,000 | 2,122,000 |
| Noninterest income | 45,000 | 95,000 | 159,000 | 213,000 |
| Noninterest expense | 350,000 | 645,000 | 963,000 | 1,302,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 4,000 |
| Pretax income | 206,000 | 483,000 | 787,000 | 1,029,000 |
| Income tax | 15,000 | 82,000 | 147,000 | 193,000 |
| Net income | 191,000 | 401,000 | 640,000 | 836,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,359,000 | 11,569,000 | 11,770,000 | 11,966,000 |
| Total capital | 11,793,000 | 12,014,000 | 12,201,000 | 12,400,000 |
| Risk-weighted assets | 34,697,000 | 35,622,000 | 34,902,000 | 34,734,000 |