Call reports 2012
BANK OF ASH GROVE — 2012
What BANK OF ASH GROVE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 79,653,000 | 78,290,000 | 78,173,000 | 74,025,000 |
| Total loans | 32,578,000 | 30,671,000 | 29,704,000 | 28,248,000 |
| Allowance for loan losses | 487,000 | 521,000 | 493,000 | 466,000 |
| Securities available for sale | 26,498,000 | 26,888,000 | 26,687,000 | 27,350,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,464,000 | 59,770,000 | 59,222,000 | 61,470,000 |
| Interest-bearing deposits | 54,006,000 | 52,709,000 | 52,207,000 | 54,319,000 |
| Noninterest-bearing deposits | 7,458,000 | 7,061,000 | 7,015,000 | 7,151,000 |
| Equity capital | 17,695,000 | 17,991,000 | 11,830,000 | 11,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 745,000 | 1,437,000 | 2,121,000 | 2,730,000 |
| Interest expense | 114,000 | 219,000 | 318,000 | 416,000 |
| Net interest income | 631,000 | 1,218,000 | 1,803,000 | 2,314,000 |
| Noninterest income | 52,000 | 105,000 | 157,000 | 211,000 |
| Noninterest expense | 337,000 | 642,000 | 915,000 | 1,215,000 |
| Provision for loan losses | 36,000 | 72,000 | 74,000 | 74,000 |
| Pretax income | 310,000 | 609,000 | 971,000 | 1,236,000 |
| Income tax | 58,000 | 130,000 | 205,000 | 265,000 |
| Net income | 252,000 | 479,000 | 766,000 | 971,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,986,000 | 17,176,000 | 10,963,000 | 11,168,000 |
| Total capital | 17,473,000 | 17,645,000 | 11,421,000 | 11,599,000 |
| Risk-weighted assets | 39,307,000 | 37,501,000 | 36,617,000 | 34,431,000 |