Call reports 2009
BANK OF ASH GROVE — 2009
What BANK OF ASH GROVE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 73,492,000 | 75,814,000 | 75,020,000 | 73,007,000 |
| Total loans | 25,118,000 | 24,569,000 | 24,502,000 | 24,976,000 |
| Allowance for loan losses | 266,000 | 434,000 | 394,000 | 442,000 |
| Securities available for sale | 23,009,000 | 24,543,000 | 22,966,000 | 20,553,000 |
| Securities held to maturity | 18,384,000 | 20,100,000 | 20,994,000 | 20,275,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 57,884,000 | 60,792,000 | 59,437,000 | 57,717,000 |
| Interest-bearing deposits | 52,346,000 | 55,040,000 | 53,954,000 | 52,182,000 |
| Noninterest-bearing deposits | 5,538,000 | 5,752,000 | 5,483,000 | 5,535,000 |
| Equity capital | 15,169,000 | 14,781,000 | 15,270,000 | 15,133,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 783,000 | 1,570,000 | 2,391,000 | 3,165,000 |
| Interest expense | 328,000 | 633,000 | 916,000 | 1,180,000 |
| Net interest income | 455,000 | 937,000 | 1,475,000 | 1,985,000 |
| Noninterest income | 48,000 | 99,000 | 149,000 | 69,000 |
| Noninterest expense | 363,000 | 696,000 | 978,000 | 1,281,000 |
| Provision for loan losses | 19,000 | 237,000 | 252,000 | 620,000 |
| Pretax income | 121,000 | 103,000 | 394,000 | 153,000 |
| Income tax | 13,000 | 25,000 | 32,000 | -182,000 |
| Net income | 108,000 | 78,000 | 362,000 | 335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,008,000 | 14,945,000 | 15,229,000 | 15,202,000 |
| Total capital | 15,274,000 | 15,364,000 | 15,623,000 | 15,619,000 |
| Risk-weighted assets | 33,069,000 | 33,513,000 | 33,620,000 | 33,322,000 |