Call reports 2008
BANK OF ASH GROVE — 2008
What BANK OF ASH GROVE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 75,571,000 | 74,451,000 | 72,579,000 | 71,274,000 |
| Total loans | 24,547,000 | 24,972,000 | 25,549,000 | 25,575,000 |
| Allowance for loan losses | 420,000 | 392,000 | 344,000 | 257,000 |
| Securities available for sale | 25,015,000 | 27,531,000 | 27,057,000 | 21,876,000 |
| Securities held to maturity | 16,883,000 | 17,290,000 | 17,135,000 | 17,251,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,308,000 | 59,514,000 | 57,457,000 | 55,722,000 |
| Interest-bearing deposits | 54,977,000 | 54,204,000 | 52,126,000 | 50,654,000 |
| Noninterest-bearing deposits | 5,331,000 | 5,310,000 | 5,331,000 | 5,068,000 |
| Equity capital | 14,789,000 | 14,612,000 | 14,789,000 | 15,078,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 922,000 | 1,831,000 | 2,712,000 | 3,568,000 |
| Interest expense | 503,000 | 959,000 | 1,369,000 | 1,727,000 |
| Net interest income | 419,000 | 872,000 | 1,343,000 | 1,841,000 |
| Noninterest income | 41,000 | 90,000 | 135,000 | 190,000 |
| Noninterest expense | 310,000 | 589,000 | 868,000 | 1,160,000 |
| Provision for loan losses | 0 | 15,000 | 18,000 | 164,000 |
| Pretax income | 150,000 | 358,000 | 592,000 | 707,000 |
| Income tax | 21,000 | 64,000 | 112,000 | 112,000 |
| Net income | 129,000 | 294,000 | 480,000 | 595,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,468,000 | 14,600,000 | 14,786,000 | 14,901,000 |
| Total capital | 14,885,000 | 14,992,000 | 15,130,000 | 15,158,000 |
| Risk-weighted assets | 33,392,000 | 33,749,000 | 34,084,000 | 33,522,000 |