Call reports 2007
BANK OF ASH GROVE — 2007
What BANK OF ASH GROVE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 75,181,000 | 73,904,000 | 72,837,000 | 72,148,000 |
| Total loans | 27,030,000 | 27,017,000 | 26,595,000 | 25,442,000 |
| Allowance for loan losses | 677,000 | 661,000 | 645,000 | 446,000 |
| Securities available for sale | 24,806,000 | 25,218,000 | 26,642,000 | 26,076,000 |
| Securities held to maturity | 14,828,000 | 14,785,000 | 14,910,000 | 15,643,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,073,000 | 59,808,000 | 58,301,000 | 57,398,000 |
| Interest-bearing deposits | 55,153,000 | 54,163,000 | 52,568,000 | 52,072,000 |
| Noninterest-bearing deposits | 5,920,000 | 5,645,000 | 5,733,000 | 5,326,000 |
| Equity capital | 13,815,000 | 13,828,000 | 14,269,000 | 14,420,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 952,000 | 1,918,000 | 2,883,000 | 3,789,000 |
| Interest expense | 503,000 | 1,022,000 | 1,543,000 | 2,055,000 |
| Net interest income | 449,000 | 896,000 | 1,340,000 | 1,734,000 |
| Noninterest income | 51,000 | 117,000 | 181,000 | 246,000 |
| Noninterest expense | 312,000 | 583,000 | 862,000 | 1,123,000 |
| Provision for loan losses | 1,000 | 7,000 | 7,000 | 259,000 |
| Pretax income | 187,000 | 423,000 | 652,000 | 598,000 |
| Income tax | 42,000 | 102,000 | 147,000 | 68,000 |
| Net income | 145,000 | 321,000 | 505,000 | 530,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,986,000 | 14,130,000 | 14,314,000 | 14,339,000 |
| Total capital | 14,435,000 | 14,574,000 | 14,744,000 | 14,758,000 |
| Risk-weighted assets | 35,719,000 | 35,295,000 | 34,195,000 | 33,484,000 |