Call reports 2006
BANK OF ASH GROVE — 2006
What BANK OF ASH GROVE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 78,788,000 | 76,790,000 | 75,161,000 | 73,839,000 |
| Total loans | 27,397,000 | 27,746,000 | 28,304,000 | 27,871,000 |
| Allowance for loan losses | 394,000 | 369,000 | 341,000 | 768,000 |
| Securities available for sale | 30,316,000 | 28,785,000 | 28,148,000 | 25,844,000 |
| Securities held to maturity | 15,708,000 | 15,523,000 | 15,638,000 | 15,488,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,331,000 | 63,363,000 | 61,197,000 | 60,028,000 |
| Interest-bearing deposits | 59,936,000 | 57,737,000 | 55,558,000 | 54,127,000 |
| Noninterest-bearing deposits | 5,395,000 | 5,626,000 | 5,639,000 | 5,901,000 |
| Equity capital | 13,260,000 | 13,237,000 | 13,756,000 | 13,617,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 941,000 | 1,884,000 | 2,840,000 | 3,789,000 |
| Interest expense | 431,000 | 891,000 | 1,362,000 | 1,848,000 |
| Net interest income | 510,000 | 993,000 | 1,478,000 | 1,941,000 |
| Noninterest income | 32,000 | 63,000 | 97,000 | 121,000 |
| Noninterest expense | 347,000 | 666,000 | 977,000 | 1,242,000 |
| Provision for loan losses | 0 | 0 | 0 | 597,000 |
| Pretax income | 195,000 | 390,000 | 598,000 | 223,000 |
| Income tax | 21,000 | 46,000 | 80,000 | -97,000 |
| Net income | 174,000 | 344,000 | 518,000 | 320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,726,000 | 13,865,000 | 14,039,000 | 13,841,000 |
| Total capital | 14,120,000 | 14,234,000 | 14,380,000 | 14,299,000 |
| Risk-weighted assets | 37,321,000 | 37,337,000 | 36,921,000 | 36,365,000 |