Call reports 2001
BANK OF ELMWOOD — 2001
What BANK OF ELMWOOD reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 203,024,000 | 203,318,000 | 212,960,000 | 229,935,000 |
| Total loans | 151,637,000 | 158,957,000 | 159,988,000 | 159,253,000 |
| Allowance for loan losses | 2,118,000 | 2,225,000 | 2,239,000 | 2,229,000 |
| Securities available for sale | 30,654,000 | 27,968,000 | 28,592,000 | 57,618,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 174,499,000 | 177,723,000 | 185,218,000 | 197,140,000 |
| Interest-bearing deposits | 148,185,000 | 150,084,000 | 156,979,000 | 168,731,000 |
| Noninterest-bearing deposits | 26,314,000 | 27,639,000 | 28,239,000 | 28,409,000 |
| Equity capital | 12,925,000 | 12,945,000 | 13,878,000 | 13,854,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,791,000 | 7,496,000 | 11,253,000 | 14,916,000 |
| Interest expense | 1,562,000 | 2,934,000 | 4,273,000 | 5,506,000 |
| Net interest income | 2,229,000 | 4,562,000 | 6,980,000 | 9,410,000 |
| Noninterest income | 404,000 | 878,000 | 1,363,000 | 2,032,000 |
| Noninterest expense | 2,175,000 | 4,412,000 | 6,686,000 | 9,449,000 |
| Provision for loan losses | 52,000 | 223,000 | 283,000 | 348,000 |
| Pretax income | 406,000 | 821,000 | 1,453,000 | 1,724,000 |
| Income tax | 5,000 | 6,000 | 7,000 | 7,000 |
| Net income | 401,000 | 815,000 | 1,446,000 | 1,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,447,000 | 12,415,000 | 13,035,000 | 13,239,000 |
| Total capital | 14,174,000 | 14,180,000 | 14,852,000 | 15,057,000 |
| Risk-weighted assets | 137,796,000 | 140,717,000 | 144,934,000 | 144,996,000 |