Call reports 2002
SECURITY STATE BANK OF SHELDON — 2002
What SECURITY STATE BANK OF SHELDON reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 66,255,000 | 63,844,000 | 64,094,000 | 65,648,000 |
| Total loans | 46,334,000 | 43,739,000 | 44,370,000 | 43,903,000 |
| Allowance for loan losses | 914,000 | 915,000 | 917,000 | 952,000 |
| Securities available for sale | 11,467,000 | 10,736,000 | 10,462,000 | 9,863,000 |
| Securities held to maturity | 1,726,000 | 1,651,000 | 1,564,000 | 1,479,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,405,000 | 43,487,000 | 43,549,000 | 45,012,000 |
| Interest-bearing deposits | 38,851,000 | 37,731,000 | 37,922,000 | 37,776,000 |
| Noninterest-bearing deposits | 5,554,000 | 5,756,000 | 5,627,000 | 7,236,000 |
| Equity capital | 7,751,000 | 8,016,000 | 8,275,000 | 8,440,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,000,000 | 1,963,000 | 2,889,000 | 3,788,000 |
| Interest expense | 390,000 | 751,000 | 1,093,000 | 1,412,000 |
| Net interest income | 610,000 | 1,212,000 | 1,796,000 | 2,376,000 |
| Noninterest income | 107,000 | 187,000 | 349,000 | 436,000 |
| Noninterest expense | 340,000 | 640,000 | 1,030,000 | 1,446,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 377,000 | 759,000 | 1,115,000 | 1,366,000 |
| Income tax | 94,000 | 200,000 | 302,000 | 364,000 |
| Net income | 283,000 | 559,000 | 813,000 | 1,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,694,000 | 5,997,000 | 6,281,000 | 6,499,000 |
| Total capital | 6,311,000 | 6,580,000 | 6,871,000 | 7,087,000 |
| Risk-weighted assets | 48,459,000 | 45,873,000 | 46,539,000 | 46,379,000 |