Call reports 2001
SECURITY STATE BANK OF SHELDON — 2001
What SECURITY STATE BANK OF SHELDON reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 64,565,000 | 64,838,000 | 65,064,000 | 67,809,000 |
| Total loans | 43,661,000 | 42,410,000 | 43,365,000 | 44,797,000 |
| Allowance for loan losses | 981,000 | 979,000 | 975,000 | 913,000 |
| Securities available for sale | 11,515,000 | 10,583,000 | 11,528,000 | 11,511,000 |
| Securities held to maturity | 2,287,000 | 2,158,000 | 1,910,000 | 1,815,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,734,000 | 44,387,000 | 44,385,000 | 47,811,000 |
| Interest-bearing deposits | 39,470,000 | 39,682,000 | 38,976,000 | 39,603,000 |
| Noninterest-bearing deposits | 5,264,000 | 4,705,000 | 5,409,000 | 8,208,000 |
| Equity capital | 8,027,000 | 8,133,000 | 7,338,000 | 7,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,148,000 | 2,227,000 | 3,303,000 | 4,345,000 |
| Interest expense | 628,000 | 1,217,000 | 1,766,000 | 2,236,000 |
| Net interest income | 520,000 | 1,010,000 | 1,537,000 | 2,109,000 |
| Noninterest income | 76,000 | 123,000 | 180,000 | 256,000 |
| Noninterest expense | 404,000 | 804,000 | 1,197,000 | 1,608,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 193,000 | 330,000 | 521,000 | 758,000 |
| Income tax | 46,000 | 90,000 | 146,000 | 220,000 |
| Net income | 147,000 | 240,000 | 375,000 | 538,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,784,000 | 5,945,000 | 5,150,000 | 5,380,000 |
| Total capital | 6,379,000 | 6,523,000 | 5,737,000 | 5,986,000 |
| Risk-weighted assets | 46,998,000 | 45,469,000 | 46,182,000 | 47,725,000 |