Call reports 2006
MERRILL LYNCH BANK USA — 2006
What MERRILL LYNCH BANK USA reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 62,040,397,000 | 60,951,179,000 | 60,286,591,000 | 67,234,664,000 |
| Total loans | 41,809,764,000 | 44,367,214,000 | 36,064,863,000 | 39,350,009,000 |
| Allowance for loan losses | 243,621,000 | 261,131,000 | 259,573,000 | 254,440,000 |
| Securities available for sale | 10,910,380,000 | 11,968,687,000 | 18,723,605,000 | 20,977,942,000 |
| Securities held to maturity | 4,000,000 | 6,000,000 | 2,000,000 | 2,000,000 |
| Trading assets | 721,899,000 | 1,091,278,000 | 1,808,817,000 | 1,760,324,000 |
| Total deposits | 54,160,111,000 | 52,331,967,000 | 50,847,168,000 | 54,805,257,000 |
| Interest-bearing deposits | 54,093,792,000 | 52,276,037,000 | 50,799,360,000 | 54,757,450,000 |
| Noninterest-bearing deposits | 66,318,000 | 55,930,000 | 47,808,000 | 47,808,000 |
| Equity capital | 5,747,595,000 | 6,085,700,000 | 6,170,902,000 | 5,655,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 906,388,000 | 1,887,311,000 | 2,897,354,000 | 3,932,554,000 |
| Interest expense | 389,648,000 | 827,894,000 | 1,297,895,000 | 1,791,159,000 |
| Net interest income | 516,740,000 | 1,059,417,000 | 1,599,459,000 | 2,141,395,000 |
| Noninterest income | 176,960,000 | 377,195,000 | 939,094,000 | 1,207,310,000 |
| Noninterest expense | 247,390,000 | 425,230,000 | 677,838,000 | 866,970,000 |
| Provision for loan losses | 15,535,000 | 41,705,000 | 34,765,000 | 49,069,000 |
| Pretax income | 438,707,000 | 981,689,000 | 1,839,409,000 | 2,448,326,000 |
| Income tax | 154,529,000 | 348,169,000 | 654,799,000 | 867,536,000 |
| Net income | 284,178,000 | 633,520,000 | 1,184,610,000 | 1,580,790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,769,485,000 | 6,100,541,000 | 6,171,930,000 | 5,524,426,000 |
| Total capital | 6,426,879,000 | 6,776,153,000 | 6,840,638,000 | 6,429,208,000 |
| Risk-weighted assets | 59,029,974,000 | 63,888,928,000 | 57,541,416,000 | 59,816,357,000 |