Call reports 2005
MERRILL LYNCH BANK USA — 2005
What MERRILL LYNCH BANK USA reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 64,753,692,000 | 63,295,272,000 | 58,789,582,000 | 60,367,705,000 |
| Total loans | 35,428,898,000 | 37,208,837,000 | 39,560,148,000 | 41,054,753,000 |
| Allowance for loan losses | 186,915,000 | 190,892,000 | 228,290,000 | 237,005,000 |
| Securities available for sale | 23,025,810,000 | 21,063,966,000 | 14,816,767,000 | 10,744,151,000 |
| Securities held to maturity | 4,000,000 | 4,000,000 | 4,000,000 | 4,000,000 |
| Trading assets | 1,164,680,000 | 1,378,814,000 | 924,514,000 | 1,039,829,000 |
| Total deposits | 54,811,948,000 | 52,019,281,000 | 51,165,055,000 | 52,789,997,000 |
| Interest-bearing deposits | 54,811,948,000 | 52,019,281,000 | 51,165,055,000 | 52,724,538,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 65,459,000 |
| Equity capital | 5,418,627,000 | 5,619,301,000 | 5,684,296,000 | 5,713,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 659,174,000 | 1,394,717,000 | 2,210,284,000 | 3,035,169,000 |
| Interest expense | 274,214,000 | 575,759,000 | 917,328,000 | 1,256,278,000 |
| Net interest income | 384,960,000 | 818,958,000 | 1,292,956,000 | 1,778,891,000 |
| Noninterest income | 156,368,000 | 279,685,000 | 460,725,000 | 617,919,000 |
| Noninterest expense | 128,091,000 | 313,207,000 | 487,084,000 | 667,732,000 |
| Provision for loan losses | 24,228,000 | 60,594,000 | 107,955,000 | 141,635,000 |
| Pretax income | 426,056,000 | 772,599,000 | 1,208,223,000 | 1,629,863,000 |
| Income tax | 158,329,000 | 279,658,000 | 436,274,000 | 586,640,000 |
| Net income | 267,727,000 | 492,941,000 | 771,949,000 | 1,043,223,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,423,382,000 | 5,630,961,000 | 5,711,388,000 | 5,732,776,000 |
| Total capital | 5,706,536,000 | 5,942,627,000 | 6,069,030,000 | 6,376,034,000 |
| Risk-weighted assets | 50,845,905,000 | 52,779,452,000 | 55,816,533,000 | 57,600,038,000 |