Call reports 2001
MERRILL LYNCH BANK USA — 2001
What MERRILL LYNCH BANK USA reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 54,233,264,000 | 60,398,020,000 | 62,480,520,000 | 65,706,530,000 |
| Total loans | 14,454,212,000 | 12,212,160,000 | 10,677,644,000 | 12,464,394,000 |
| Allowance for loan losses | 50,846,000 | 56,898,000 | 70,675,000 | 99,231,000 |
| Securities available for sale | 36,815,697,000 | 45,725,090,000 | 45,843,218,000 | 48,922,183,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 24,812,000 | 2,812,449,000 | 3,221,853,000 |
| Total deposits | 50,119,288,000 | 54,973,088,000 | 57,533,139,000 | 59,954,429,000 |
| Interest-bearing deposits | 50,119,288,000 | 54,973,088,000 | 57,533,139,000 | 59,954,429,000 |
| Noninterest-bearing deposits | 0 | 0 | 0 | 0 |
| Equity capital | 3,056,878,000 | 3,485,572,000 | 3,512,191,000 | 3,546,404,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 775,745,000 | 1,529,228,000 | 2,240,778,000 | 2,824,923,000 |
| Interest expense | 657,116,000 | 1,281,007,000 | 1,785,771,000 | 2,125,560,000 |
| Net interest income | 118,629,000 | 248,221,000 | 455,007,000 | 699,363,000 |
| Noninterest income | 77,908,000 | 102,155,000 | 150,708,000 | 185,738,000 |
| Noninterest expense | 50,497,000 | 120,787,000 | 203,332,000 | 276,845,000 |
| Provision for loan losses | 31,630,000 | 54,613,000 | 36,890,000 | 69,425,000 |
| Pretax income | 124,205,000 | 187,361,000 | 387,135,000 | 561,313,000 |
| Income tax | 39,973,000 | 55,265,000 | 127,621,000 | 193,173,000 |
| Net income | 82,074,000 | 129,946,000 | 257,364,000 | 365,990,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,065,761,000 | 3,472,580,000 | 3,553,085,000 | 3,571,848,000 |
| Total capital | 3,257,681,000 | 3,684,084,000 | 3,782,948,000 | 3,854,926,000 |
| Risk-weighted assets | 29,622,498,000 | 33,715,359,000 | 31,954,375,000 | 24,998,347,000 |