Call reports 2016
IBERVILLE BANK — 2016
What IBERVILLE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 266,428,000 | 258,497,000 | 257,818,000 | 269,194,000 |
| Total loans | 143,395,000 | 142,743,000 | 149,115,000 | 149,361,000 |
| Allowance for loan losses | 1,917,000 | 1,919,000 | 1,960,000 | 2,023,000 |
| Securities available for sale | 82,016,000 | 79,679,000 | 82,435,000 | 78,219,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 239,503,000 | 230,604,000 | 229,601,000 | 243,621,000 |
| Interest-bearing deposits | 164,574,000 | 159,283,000 | 152,926,000 | 160,744,000 |
| Noninterest-bearing deposits | 74,929,000 | 71,321,000 | 76,675,000 | 82,876,000 |
| Equity capital | 25,148,000 | 26,198,000 | 26,540,000 | 22,428,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,394,000 | 4,724,000 | 7,183,000 | 9,617,000 |
| Interest expense | 105,000 | 203,000 | 301,000 | 397,000 |
| Net interest income | 2,289,000 | 4,521,000 | 6,882,000 | 9,220,000 |
| Noninterest income | 419,000 | 1,071,000 | 1,535,000 | 2,125,000 |
| Noninterest expense | 2,314,000 | 4,798,000 | 7,290,000 | 12,285,000 |
| Provision for loan losses | 0 | 0 | 61,000 | 123,000 |
| Pretax income | 394,000 | 856,000 | 1,127,000 | -1,004,000 |
| Income tax | 0 | -1,000 | -1,000 | -1,000 |
| Net income | 394,000 | 857,000 | 1,128,000 | -1,003,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,081,000 | 24,544,000 | 24,815,000 | 22,683,000 |
| Total capital | 26,096,000 | 26,562,000 | 26,883,000 | 24,809,000 |
| Risk-weighted assets | 171,820,000 | 168,405,000 | 175,999,000 | 180,576,000 |