Call reports 2015
IBERVILLE BANK — 2015
What IBERVILLE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 252,393,000 | 246,511,000 | 248,137,000 | 259,594,000 |
| Total loans | 123,939,000 | 133,460,000 | 142,634,000 | 142,649,000 |
| Allowance for loan losses | 1,899,000 | 1,910,000 | 1,914,000 | 1,916,000 |
| Securities available for sale | 86,086,000 | 86,005,000 | 85,877,000 | 82,712,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 225,237,000 | 220,427,000 | 221,234,000 | 233,206,000 |
| Interest-bearing deposits | 151,686,000 | 153,159,000 | 151,073,000 | 161,253,000 |
| Noninterest-bearing deposits | 73,551,000 | 67,268,000 | 70,161,000 | 71,954,000 |
| Equity capital | 25,183,000 | 24,111,000 | 24,836,000 | 24,765,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,180,000 | 4,427,000 | 6,794,000 | 9,064,000 |
| Interest expense | 106,000 | 210,000 | 321,000 | 409,000 |
| Net interest income | 2,074,000 | 4,217,000 | 6,473,000 | 8,655,000 |
| Noninterest income | 454,000 | 906,000 | 1,327,000 | 1,485,000 |
| Noninterest expense | 2,230,000 | 4,685,000 | 7,103,000 | 9,591,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 298,000 | 461,000 | 696,000 | 739,000 |
| Income tax | 0 | -2,000 | -2,000 | -2,000 |
| Net income | 298,000 | 463,000 | 698,000 | 741,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,693,000 | 23,858,000 | 24,093,000 | 24,136,000 |
| Total capital | 25,780,000 | 25,823,000 | 26,100,000 | 26,156,000 |
| Risk-weighted assets | 150,073,000 | 156,869,000 | 164,909,000 | 165,474,000 |