Call reports 2014
IBERVILLE BANK — 2014
What IBERVILLE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 241,083,000 | 235,753,000 | 240,015,000 | 242,282,000 |
| Total loans | 117,753,000 | 117,550,000 | 124,140,000 | 123,823,000 |
| Allowance for loan losses | 2,030,000 | 2,122,000 | 2,079,000 | 1,895,000 |
| Securities available for sale | 83,726,000 | 85,898,000 | 89,018,000 | 87,584,000 |
| Securities held to maturity | 489,000 | 487,000 | 486,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,085,000 | 210,706,000 | 214,183,000 | 215,660,000 |
| Interest-bearing deposits | 147,374,000 | 144,113,000 | 143,114,000 | 148,261,000 |
| Noninterest-bearing deposits | 69,711,000 | 66,594,000 | 71,069,000 | 67,399,000 |
| Equity capital | 21,784,000 | 22,882,000 | 23,516,000 | 24,750,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,139,000 | 4,270,000 | 6,425,000 | 8,650,000 |
| Interest expense | 113,000 | 227,000 | 340,000 | 453,000 |
| Net interest income | 2,026,000 | 4,043,000 | 6,085,000 | 8,197,000 |
| Noninterest income | 427,000 | 868,000 | 1,446,000 | 1,953,000 |
| Noninterest expense | 2,283,000 | 4,584,000 | 6,966,000 | 9,313,000 |
| Provision for loan losses | 46,000 | 77,000 | 77,000 | 77,000 |
| Pretax income | 124,000 | 250,000 | 492,000 | 764,000 |
| Income tax | 0 | 0 | -2,000 | -2,000 |
| Net income | 124,000 | 250,000 | 494,000 | 766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,953,000 | 23,079,000 | 23,323,000 | 23,595,000 |
| Total capital | 24,937,000 | 25,036,000 | 25,352,000 | 25,655,000 |
| Risk-weighted assets | 145,432,000 | 143,107,000 | 148,576,000 | 148,183,000 |