Call reports 2013
IBERVILLE BANK — 2013
What IBERVILLE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 236,002,000 | 232,023,000 | 234,138,000 | 242,096,000 |
| Total loans | 115,540,000 | 119,366,000 | 116,155,000 | 117,698,000 |
| Allowance for loan losses | 1,808,000 | 1,815,000 | 1,922,000 | 1,998,000 |
| Securities available for sale | 69,053,000 | 87,699,000 | 83,428,000 | 80,469,000 |
| Securities held to maturity | 2,287,000 | 2,281,000 | 2,275,000 | 1,311,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 210,036,000 | 207,239,000 | 209,084,000 | 219,006,000 |
| Interest-bearing deposits | 143,642,000 | 142,814,000 | 139,440,000 | 146,809,000 |
| Noninterest-bearing deposits | 66,394,000 | 64,425,000 | 69,645,000 | 72,197,000 |
| Equity capital | 21,702,000 | 20,660,000 | 20,864,000 | 20,977,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,036,000 | 4,153,000 | 6,321,000 | 8,492,000 |
| Interest expense | 152,000 | 289,000 | 428,000 | 545,000 |
| Net interest income | 1,884,000 | 3,864,000 | 5,893,000 | 7,947,000 |
| Noninterest income | 636,000 | 1,076,000 | 1,566,000 | 2,047,000 |
| Noninterest expense | 2,147,000 | 4,203,000 | 6,476,000 | 8,700,000 |
| Provision for loan losses | 140,000 | 231,000 | 323,000 | 415,000 |
| Pretax income | 260,000 | 537,000 | 691,000 | 913,000 |
| Income tax | 0 | -2,000 | -2,000 | -2,000 |
| Net income | 260,000 | 539,000 | 693,000 | 915,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,737,000 | 21,017,000 | 22,671,000 | 22,893,000 |
| Total capital | 22,615,000 | 22,949,000 | 24,593,000 | 24,865,000 |
| Risk-weighted assets | 139,448,000 | 143,851,000 | 142,817,000 | 145,052,000 |